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Bay Insurance Agency

5406 Highway 90 Pace, FL 32571

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Call today for your insurance needs in Milton, FL or Pensacola, FL!

Auto Insurance in Milton, FL & Pensacola, FL

Bay Insurance Agency, Inc. has been providing for the insurance needs in Milton, FL, Pensacola, FL and the surrounding communities for over 25 years.  As an independent agent, we represent many different companies allowing us to find the best fit for you.  If you are looking for friendly, personal service to help with you insurance needs, call or stop by our office today! 

Happy clients from all over the Pensacola, FL and Milton, FL areas have trusted Bay Insurance Agency, Inc. with their insurance needs for years. From mobile home insurance to auto insurance, life insurance and homeowners insurance, we can help make sure that you're prepared for anything. Don't leave the fate of your assets to chance - protect yourself with one of our many reliable insurance policies!

Bay Insurance Agency, Inc. has been proudly serving the citizens of Milton, FL and Pensacola, FL areas since 1983 with all of their insurance needs. We offer a wide array of services from homeowners insurance to life insurance, even wind and flood insurance! 

If you would like to know more information about a specific line of insurance and cannot find your answer, Feel free to contact us. You can give us a call or have a professional from Bay Insurance call you by filling out our contact form here.

Let us help you today with all of your insurance needs!

If you have purchased a new home, it's time to find the right homeowners insurance policy to protect it. Most buyers get a comprehensive homeowners insurance policy. This insurance policy provides coverage for fire damage, water damage, personal possessions, personal liability, vandalism and theft. 

In addition to regular homeowners insurance, you may require special coverage for hazards such as earthquakes or floods. Whether you decided on comprehensive coverage or special coverage let us help you find the right homeowner’s or mobile home insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Follow the link below for more information.

Policy Review

It is very important after the purchase of any insurance; mobile home insurance, life insurance and other policies that you review the documents once they arrive.  If any errors have been made, we want to correct them as quickly as possible. If you don’t receive your policy with in the expected time frame, please contact our office immediately.

Make sure that the coverage's listed are the ones you wanted.

Review your declarations page.  This is usually one of the first pages included in your package of documents.  You will see all the important information regarding your new policy.  It is very important for you to review for this document for accuracy.

Check the spelling of your personal information, including your name, mailing address and property address.  Also check to be sure all lien holder or mortgage company information is complete and accurate.

For auto or other vehicle policies, review to be sure that the correct vehicles and drivers are listed and all lien holders are listed as well.

Notify our office of changes. The following changes are important to notify us about:

  • Contact information including phone numbers and address changes.
  • Changes in lien holder information (new loans).
  • Loan payoffs
  • New vehicles or new drivers or changes in driver status.
  • Changes in occupancy of covered property.

You are responsible for payments on your policy.  If you think you have received a bill or invoice in error, please contact our office immediately.  DO NOT IGNORE IT!

If you need help navigating the world of insurance in the Pensacola, FL and Milton, FL areas, look no further than our office. We have years of experience in the insurance field, so whether you need to learn more about your homeowners insurance policy or would like to look into life insurance, we can help. We understand how confusing and stressful home and auto insurance can be, especially if you are trying to purchase it for the first time. Give our agency a call today to learn more about the policies we can offer you.

From life insurance to mobile home insurance, our insurance agency is here for you. Contact Bay Insurance Agency today and let us help you with your insurance needs. Whether you're looking to purchase auto insurance, life insurance or more, our dedicated team of professionals is here to help. We are proud to serve Milton, FL, Pensacola, FL and more. Call us today!

Products & Services

Bay Insurance Agency, Inc. offers great deals on insurance policies throughout the Pensacola and Milton, FL area. We offer the following types of insurance:

  • Auto Insurance
  • Homeowners Insurance
  • Mobile Home Insurance
  • Boat/Watercraft Insurance
  • Motorcycle Insurance
  • ATV Insurance
  • RV Insurance
  • Business Insurance
  • Life Insurance
  • Floor Insurance

Call today to learn more about how we can meet your insurance needs!

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Bay Ins Agcy

Life is unpredictable:
Wed Sep 09 16:43:00 EDT 2015

Thankfully, insurance can safeguard your finances in case of a mishap. Visit our website to learn more.

Buyer beware:
Tue Aug 18 16:27:00 EDT 2015

That cheap auto insurance policy sounds like a good idea, but does it provide you with the coverage you need? Call our agency and we'll find one that does for the lowest possible premium. 

Sat Aug 15 16:25:00 EDT 2015

Learn more about our insurance agency and leave a review of your experience on our Google+ page.

Boat Insurance:
Tue Jul 21 12:31:00 EDT 2015

Your beloved boat might go through an accident. Make sure you have it insured. Call us.

Insure you home:
Tue Jul 07 09:41:00 EDT 2015

Purchasing a new home is a happy moment but protecting it is just as important.To find the right homeowner's insurance for you, call us today.

Visit our website to know more.
Tue Jun 16 14:23:00 EDT 2015

Know all about us - our services, our events, everything! Visit and call us today to get your free quote.

Car Rentals:
Tue Jun 02 12:33:00 EDT 2015

Are you traveling this summer? Are you planning on renting a car for your trip? You need insurance to rent a car. Contact Bay Insurance Agency to help you through the insurance process. 

Protect Yourself:
Sat May 30 12:30:00 EDT 2015

Being so close to the coast puts your home at risk of flood damage during hurricane season. Protect your assets with insurance from Bay Insurance Agency. 

Summer Fun:
Wed May 27 12:28:00 EDT 2015

Summer for many means a time to enjoy boats, jet skis, RVs, ATVs, and other outdoor vehicles. Make sure these vehicles are fully insured by contacting Bay Insurance Agency. 

If I Lease A Car Do I Need Insurance?
Wed Apr 29 14:35:00 EDT 2015

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You'll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.

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Payments Accepted

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Areas Served

  • Allentown
  • Barrineau Park
  • Bay Springs
  • Beach Haven
  • Belandville
  • Berrydale
  • Beulah
  • Big Lagoon
  • Blackwater
  • Blackwater Bay
  • Bluff Springs
  • Bogia
  • Bohemia
  • Bratt
  • Brent
  • Brownsdale
  • Brownsville
  • Broxson
  • Byrneville
  • Cantonment
  • Century
  • Chumuckla
  • Chumuckla Springs
  • Cobbtown
  • Cottage Hill
  • East Milton
  • Enon
  • Ensley
  • Farm Hill
  • Fidelis
  • Floridale
  • Floridatown
  • Fort San Carlos
  • Galt City
  • Gandyville
  • Gonzalez
  • Goulding
  • Gulf Beach
  • Gulf Beach Heights
  • Happy Valley
  • Harold
  • Harp
  • Harper
  • Indian Ford
  • Jay
  • Mcdavid
  • Mckinnon
  • Mclellan
  • Millview
  • Milton
  • Mineral Springs
  • Molino
  • Mt Carmel
  • Muddy Ford
  • Muscogee
  • Myrtle Grove
  • New York
  • Oak Grove
  • Oriole Beach
  • Pace
  • Paradise Beach
  • Pensacola
  • Pensacola Beach
  • Perdido Heights
  • Pine Barren
  • Pine Forest
  • Pineville
  • Point Baker
  • Quintette
  • Ramsey Beach
  • Riverview
  • Roeville
  • Santa Rosa Island
  • Sellersville
  • South Flomaton
  • Spring Hill
  • Tenile
  • Treasure Hill Park
  • Wallace
  • Walnut Hill
  • Ward Basin
  • Warrington
  • West Pensacola
  • Whiting Field Us Nas
  • Woodlawn Beach

Established: 1983

Brands Carried

Progressive, Gainsco Auto, Bristol West, GMAC, Unitrin Specialty, Victoria, Infinity, Viking, Mendota, Bankers, Tower Hill, Universal Property & Casualty