Call Us Today (850) 623-8092
Bay Insurance Agency

5406 Highway 90 Pace, FL 32571

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Call today for your insurance needs!

Auto Insurance in Milton, FL & Pensacola, FL

Bay Insurance Agency, Inc. has been providing for the insurance needs in Milton, FL, Pensacola, FL and the surrounding communities for over 25 years.  As an independent agent, we represent many different companies allowing us to find the best fit for you.  If you are looking for friendly, personal service to help with you insurance needs, call or stop by our office today! 

Bay Insurance Agency, Inc. has been proudly serving the citizens of Milton, FL and Pensacola, FL areas since 1983 with all of their insurance needs. We offer a wide array of services from homeowners insurance to life insurance, even wind and flood insurance! 

If you would like to know more information about a specific line of insurance and cannot find your answer, Feel free to contact us. You can give us a call or have a professional from Bay Insurance call you by filling out our contact form here.

Let us help you today with all of your insurance needs!

If you have purchased a new home, it's time to find the right homeowners insurance policy to protect it. Most buyers get a comprehensive homeowners insurance policy. This insurance policy provides coverage for fire damage, water damage, personal possessions, personal liability, vandalism and theft. 

In addition to regular homeowners insurance, you may require special coverage for hazards such as earthquakes or floods. Whether you decided on comprehensive coverage or special coverage let us help you find the right homeowner’s or mobile home insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Follow the link below for more information.

Policy Review

It is very important after the purchase of any insurance; mobile home insurance, life insurance and other policies that you review the documents once they arrive.  If any errors have been made, we want to correct them as quickly as possible. If you don’t receive your policy with in the expected time frame, please contact our office immediately.

Make sure that the coverage's listed are the ones you wanted.

Review your declarations page.  This is usually one of the first pages included in your package of documents.  You will see all the important information regarding your new policy.  It is very important for you to review for this document for accuracy.

Check the spelling of your personal information, including your name, mailing address and property address.  Also check to be sure all lien holder or mortgage company information is complete and accurate.

For auto or other vehicle policies, review to be sure that the correct vehicles and drivers are listed and all lien holders are listed as well.

Notify our office of changes. The following changes are important to notify us about:

  • Contact information including phone numbers and address changes.
  • Changes in lien holder information (new loans).
  • Loan payoffs
  • New vehicles or new drivers or changes in driver status.
  • Changes in occupancy of covered property.

You are responsible for payments on your policy.  If you think you have received a bill or invoice in error, please contact our office immediately.  DO NOT IGNORE IT!

From life insurance to mobile home insurance, our insurance agency is here for you. Contact Bay Insurance Agency today and let us help you with your insurance needs. Whether you're looking to purchase auto insurance, life insurance or more, our dedicated team of professionals is here to help. We are proud to serve Milton, FL, Pensacola, FL and more. Call us today!

Products & Services

Car, Home, Mobile Home, Boat/Watercraft, Motorcycle, ATVs, RVs, Business, and Flood Insurance.

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Bay Ins Agcy

Thu Nov 27 12:58:00 EST 2014

If you have your insurance with us, and you receive a call or invoice that you believe to be incorrect, please call us at (850) 623-8092 so we can look it over with you. Do not ignore it; we cannot stress that enough. 

Just for you!
Thu Nov 13 09:00:00 EST 2014

Each person’s lifestyle is unique, and each person requires a unique auto insurance plan. We’ll tailor a policy to meet your specific needs. Call (850) 623-8092 today to get the coverage that you’ve been longing for. 

Free Quote:
Thu Oct 30 09:00:00 EDT 2014

If you’re in need of car insurance, we’d be happy to offer you a free quote! Simply visit our website today, and after just a few short questions, you’ll have your quote right there!

Be Ready:
Fri Oct 17 12:52:00 EDT 2014

Hopefully, nothing will happen to your most valuable assets: your home, your car, and your life. To cover the unexpected, call us today for all of your insurance needs (850) 623-8092.

Up to Date:
Fri Oct 10 12:50:00 EDT 2014

Keep your policy up to date with all of your most recent information. If there has been a change in the lien holder information, your contact information, or driver status, be sure to follow up with us. Call today to update (850) 623-8092.

Recreational Vehicles:
Fri Oct 03 12:47:00 EDT 2014

Even the vehicles you use for fun should be covered. We offer insurance for your boat and other watercraft, ATVs, RVs, and more! Protect your property, and call us today (850) 623-8092.

Decades of Experience:
Thu Aug 28 21:52:00 EDT 2014

When you need insurance, you want to be covered by the company with more than 30 years in the business. We are proud to have been serving the community since 1983!

Crazy Weather:
Thu Aug 14 21:50:00 EDT 2014

Summer can often mean crazy weather. Is your house or mobile home covered during inclement weather? Call us today for affordable homeowner’s insurance quotes.

Our newsletter:
Thu Jul 31 11:21:00 EDT 2014

Visit our website at to sign up for our email list. You'll stay up to date on the latest news in the insurance industry. 

Cheaper isn't always better:
Thu Jul 17 11:19:00 EDT 2014

When it comes to insurance policies, cheaper policies sometimes result in a lack of coverage when you need it most. Call us at (850) 623-8092 and we'll find the right policy for your needs. 

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Payments Accepted

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Areas Served

  • Allentown
  • Barrineau Park
  • Bay Springs
  • Beach Haven
  • Belandville
  • Berrydale
  • Beulah
  • Big Lagoon
  • Blackwater
  • Blackwater Bay
  • Bluff Springs
  • Bogia
  • Bohemia
  • Bratt
  • Brent
  • Brownsdale
  • Brownsville
  • Broxson
  • Byrneville
  • Cantonment
  • Century
  • Chumuckla
  • Chumuckla Springs
  • Cobbtown
  • Cottage Hill
  • East Milton
  • Enon
  • Ensley
  • Farm Hill
  • Fidelis
  • Floridale
  • Floridatown
  • Fort San Carlos
  • Galt City
  • Gandyville
  • Gonzalez
  • Goulding
  • Gulf Beach
  • Gulf Beach Heights
  • Happy Valley
  • Harold
  • Harp
  • Harper
  • Indian Ford
  • Jay
  • Mcdavid
  • Mckinnon
  • Mclellan
  • Millview
  • Milton
  • Mineral Springs
  • Molino
  • Mt Carmel
  • Muddy Ford
  • Muscogee
  • Myrtle Grove
  • New York
  • Oak Grove
  • Oriole Beach
  • Pace
  • Paradise Beach
  • Pensacola
  • Pensacola Beach
  • Perdido Heights
  • Pine Barren
  • Pine Forest
  • Pineville
  • Point Baker
  • Quintette
  • Ramsey Beach
  • Riverview
  • Roeville
  • Santa Rosa Island
  • Sellersville
  • South Flomaton
  • Spring Hill
  • Tenile
  • Treasure Hill Park
  • Wallace
  • Walnut Hill
  • Ward Basin
  • Warrington
  • West Pensacola
  • Whiting Field Us Nas
  • Woodlawn Beach

Established: 1983

Brands Carried

Progressive, Gainsco Auto, Bristol West, GMAC, Unitrin Specialty, Victoria, Infinity, Viking, Mendota, Bankers, Tower Hill, Universal Property & Casualty